Our team have many years experience of placing a full portfolio of risks into the Lloyds, London, International and provincial underwriting markets. Such risks include, but are not limited to:
- Property Damage
- Business Interruption
- Employers´ Liability
- Public/Products Liability
- Environmental Impairment Liability
- Professional Indemnity
- Directors' and Officers' Liability (inc. Pension Trustees)
- Employment Practices Liability
- Charity Trustee Indemnity
- Personal Accident
- Motor Fleet
- Medical Malpractice Liability
- Institutes and Associations Liability
Cover for your buildings, contents and stock against loss or damage caused by fire, flood, burst pipes, theft, subsidence, leakages and other accidental damage. Cover can be extended to include contents whilst away from the premises, for instance laptop computers and presentation aids. Book debts can also be covered, particularly if manual accounting records are still utilised, as can theft of money by employees.
Is excluded as a peril on UK Property Damage policies, however can be underwritten as an extension by Property Damage insurers, or underwritten separately on a broader basis.
Protection against the loss of gross profit and the costs of maintaining your business following loss or damage that has had an adverse effect on your ability to trade.
A legal requirement that covers you for claims made against you by employees for injuries or illness sustained whilst at work.
Protection against claims made against you for injury, illness or damage by third parties other than employees. Also provides protection against claims made against you in relation to goods or products that you have manufactured or supplied. Cover can also be extended to include Financial Losses incurred by third parties, arising from your actions; for instance, nuisance, trespass, obstruction or interference with rights.
Public/Products Liability policies only provide cover in respect of sudden and accidental pollution. Specialist policies are available to cover gradual pollution which is considered to be the major risk.
Protection against claims made against all business as a result of advice and services provided to third parties.
Protection for directors and senior managers against claims made against them by third parties.
Protection against claims made by past, present or potential employees alleging wrongful employment practices, including discrimination, harassment and working rights.
Protects trustees in respect of their legal responsibilities whilst undertaking their duties and work.
Provides protection against the impact of the death, disability or sickness of an employee. For the benefit of the company which can elect to pay it as an employee benefit.
Fee based service provision and insurance for adverse effects on equipment, such as boiler and pressure, electrical and mechanical, and lifting and handling plant. Cover can be extended to include financial loss resulting from such failure.
Provides the legal requirement for insurance and can be extended to include cover through to fully comprehensive.
Protects members of the medical profession for claims alleging bodily injury or illness arising out of treatment and/or medical advice.
Indemnifies Associations, Institutes or Clubs for claims arising out of the advice and/or services they provide to their membership and/or the general public and indemnifies trustees, directors and/or officers in respect of their legal responsibilities arising out of their appointments.
Martin Kay - General Enquiries
Martin Kay - UK Corporate Risks
John Fowler - Property and liability
David King - Professional Indemnity and liability
Given the huge volume of international and domestic trade as well as overseas investment in fixed and mobile assets, there is a continual and significant opportunity to provide risk management advice and transactional capability to clients and financiers operating in this field.
The unpredictable nature of political and economic risks can seriously threaten the stability of any business venture. We work with our clients to unlock their potential growth aspirations whilst managing, controlling and, where appropriate, transferring the risks of doing so to insurers and/or other financial institutions. With the wide choice of solutions available in the market, we apply our knowledge, skills and experience to provide clients with the full range of Political & Trade Credit Risk insurance coverage options including:
- Asset non-repossession
- Confiscation, expropriation, nationalisation and deprivation
- Contract frustration
- Contractors plant and equipment
- Currency inconvertibility and non-transfer
- Kidnap and ransom
- Licence cancellation and export embargo
- Lenders Risks
- Minerals/precious metals hedge political risks
- Non Payment/Non delivery
- Political risks excess of loss
- Political violence
- Surety Bonding
- Trade credit
- Unfair calling of on-demand guarantees
David Howard - Chairman
Martin Kay - General Enquiries